Finance Options
Spread the cost of your custom build. Flexible payment plans to suit your budget.
0% Interest
Selected builds qualify for 0% APR finance over 6 or 12 months.
Up to 12 Months
Spread payments over 6 or 12 months with affordable monthly instalments.
Quick Decision
Instant eligibility check with no impact on your credit score.
How It Works
- Configure your PC — Use our PC configurator to build your perfect system
- Choose finance at checkout — Select PayItMonthly as your payment method and choose your preferred term (6 or 12 months)
- Quick application — Complete a short online application. You'll receive an instant decision in most cases
- Get your PC — Once approved, we'll build, test, and dispatch your PC. Your first payment is collected 30 days after approval
Eligibility
To apply for finance, you must:
- Be at least 18 years of age
- Be a UK resident (excluding the Channel Islands)
- Have a valid UK bank account with a debit card
- Be in regular employment, self-employed, or receiving a pension/benefits
- Have a minimum order value of £300
All finance applications are subject to status and affordability checks conducted by PayItMonthly. Approval is not guaranteed.
Representative Example
For a PC costing £1,200 on a 12-month plan at 0% APR:
- Monthly payment: £100.00
- Total amount payable: £1,200.00
- Interest rate: 0% fixed
- Representative APR: 0%
For plans with interest, the APR will be clearly displayed before you confirm your application. Interest-bearing plans typically range from 9.9% to 19.9% APR depending on your credit profile and the chosen term length.
About PayItMonthly
PayItMonthly is a UK-based finance provider specialising in point-of-sale lending for consumer electronics and technology products. They handle the entire credit agreement process, including application, approval, and payment collection.